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Escape from the Treadmill

October 3rd, 2013 at 02:55 pm

On Furlough Day No. 1 I saw this as an opportunity to encourage my husband to 'take it a notch or two down', get off the treadmill (at least take a break), and otherwise stop chasing the dollar so hard.

He wasn't exactly in favor. He reminded me we have one in braces (paid in cash), one to get braces in a year or so, an upcoming college education in 2 years, and the second to follow two years after that. Nevermind auto issues, an old dog, and hope none of us gets sick in a big way.

Oh yea. Getting off the treadmill is a fantasy for now. But we had a short, honest talk about where we spend, where we should reduce.

Hm. Most of our expense comparison showed:
Utilities - no change, phone/internet/TV bundled
Computer - some past expenses, future projection low
Groceries - somewhat high
Clothing - quite low
Entertainment - zilch
Eating Out - moderate
Home Projects - past high, future zilch
Grown Up Toys - bike parts, camp gear, etc.

The idea? concentrate on reducing the grocery expenses. How? We already coupon (ALOT), shop the sale rack (ALOT) and cook from scratch (ALOT). I rarely throw out food, we grow much of our own as well. But I can make less expensive things. HELLO JELLO! Pass on the designer produce, specialty cheese, rely on our garden.

DH is the eater outer. It isn't a big enough percent of expenses to nag him about, but I'll try to think up someway to get a couple meals a week off the charge card. (CANDLELIGHT at home? with smooching?)

I still wholeheartedly look forward to simplifying after the kids fly the coop. LESS groceries, LESS cleaning supplies, LESS of everything - furniture, towels, computer necessities. Travel with a small carry on to HOSTELS. By TRAIN. (or bike).

Does this happen to everyone getting near retirement?

1 Responses to “Escape from the Treadmill”

  1. rob62521 Says:

    To answer your question, I think yes, it happens to many as they near retirement, well at least the smart ones who are planning. My goal is to try and save half of my take home pay this year (I hope to retire in three) so I have a cushion in addition to our other investments and my 403B.

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